Georgia is home to a diverse range of finance companies, serving various needs such as personal loans, mortgages, auto financing, business loans, and wealth management. Some of the notable finance companies based in or operating in Georgia include:
1. Equifax
- Type: Credit Reporting & Financial Data Services
- Overview: One of the largest credit reporting agencies in the U.S., Equifax provides consumer credit information and analytics. It is headquartered in Atlanta, Georgia.
2. SunTrust Bank (now part of Truist Financial)
- Type: Banking, Loans, and Wealth Management
- Overview: SunTrust was a major player in Georgia’s banking sector, offering a wide range of services, including personal banking, mortgages, business loans, and investment services. It merged with BB&T to form Truist Financial.
3. Truist Financial
- Type: Banking and Financial Services
- Overview: Formed from the merger of SunTrust and BB&T, Truist is now one of the largest financial services companies in the Southeast, offering banking, mortgage, insurance, and investment services.
4. The Home Depot Credit Services
- Type: Retail Financing
- Overview: This service offers credit for Home Depot customers for home improvement projects, providing financing options through special credit cards and loan programs.
5. First Data (now part of Fiserv)
- Type: Payment Processing & Financial Technology
- Overview: Based in Atlanta, First Data provides payment solutions and financial technology services, including credit card processing, business loans, and point-of-sale solutions. Fiserv acquired First Data in 2019.
6. Georgia’s Own Credit Union
- Type: Credit Union
- Overview: Serving Georgia residents, Georgia’s Own Credit Union offers a variety of financial services, including savings accounts, loans, credit cards, mortgages, and more.
7. Lendmark Financial Services
- Type: Consumer Loans and Credit Services
- Overview: Headquartered in Georgia, Lendmark provides personal loans to individuals for various needs such as debt consolidation, home improvement, and medical expenses.
8. SouthState Bank (formerly CenterState Bank)
- Type: Banking and Financial Services
- Overview: Headquartered in Winter Haven, Florida, SouthState has a significant presence in Georgia. It offers banking services, including personal loans, business loans, and wealth management.
9. Atlanta Postal Credit Union (APCU)
- Type: Credit Union
- Overview: APCU provides a range of financial products such as savings accounts, loans, and credit cards to eligible members in Georgia.
10. BBVA (now part of PNC Bank)
- Type: Banking and Financial Services
- Overview: Before merging with PNC Bank, BBVA USA operated across Georgia, offering consumer and business banking services. PNC Bank has continued operations in Georgia after the merger.
11. Synovus Financial Corp.
- Type: Banking and Financial Services
- Overview: Based in Columbus, Georgia, Synovus offers a range of financial products, including personal and business banking services, loans, mortgages, and wealth management.
12. GreenSky
- Type: Financial Technology (FinTech)
- Overview: Headquartered in Atlanta, GreenSky operates as a tech-driven consumer lending platform, primarily for home improvement and healthcare financing.
These companies represent a broad spectrum of financial services ranging from traditional banking to modern fintech solutions. Many of them are headquartered in Georgia, while others have a significant regional or national presence.